Whether you want a card that rewards you with points you can use towards travel across Canada or beyond or a card that gives you cash back on all of your purchases, we’ve got a selection of credit cards you can choose from. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 5x points for every $1 spent on groceries, gas, digital purchases etc; and no Annual Fees. 5X Avion points 1 on:Check out our review of the RBC ION+ Visa Card and use our point calculator to see how much you can earn!. The Royal Credit Line for Students is an easy and flexible way to borrow. Grocery—Satisfy your taste buds while earning points on groceries. Here's what you'll earn for rewards on your purchases: 3. Sort by: Name Product. Call 1-800-769-2511. recommended credit score: 660. IDK why but i'll take it. Get 3,000 welcome Moi points upon your first purchase 1 . Review the list of items you are allowed to bring into Canada. 99% interest rate on cash advances and balance transfers for the first 10 months. 1. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. Find a Branch; Call 1-800-769-2511; Email; EN. This offer may not be combined or used in conjunction with any. Visa RBC ION – Apply Now Annual Fee: $0; Welcome Bonus: 6,000 Avion points upon approval (Apply by Oct 31, 2023) Earn Rate: 1. RBC ION+™ Visa ‡. RBC ION Visa. Updated. 99%;Enjoy 10% cash back on eligible restaurant, bar and food delivery purchases for your first 4 months (up to $500 spend). S. 3,500 points. NO MONTHLY FEE 28. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Get 5x more Be Well Points every time you shop at Rexall with your linked RBC Card 58. Instead you can do a product switch to the RBC Rewards+ Visa - this is the most basic, no-annual fee Rewards card in RBC'S portfolio. Click to learn more about this card. 3,500 points. In this guide. RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. $4 charged monthly (low Annual Fee of $48) 2. Examples include the RBC ION Visa and Scotiabank Scene+ Visa Card. Apply by December 6, 2023. Choose one of eight eligible charities. RBC has the second worst credit card line up and arguably the worst for everyday spending. Some of them include: RBC ION Visa. Annual Fee $0. Pay U. Transfer money between your RBC U. No annual fee; Earn 1. Card review page: Read our review: Read our review: Read our review: Compare Avion credit cards. Updated. Setting up 2-Step Verification is. 99% cash advances Income requirement: N/A The RBC ION Visa Card offers 1. Rewards N/A . 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). The notification will show the type of device used, as well as your location and the date and time of the login attempt. 1. The interest rate maximum is 22. 99%. 99% interest rate on cash advances and. 35,000 points. Read unbiased reviews of the RBC Ion Visa credit card. Users of RBC ION Visa card users get up to 3500 Welcome Avion points, which amount to CAD 25 in gift cards. 33 cents per Avion point. The RBC ION Visa is…If you are an RBC ION Visa or an RBC ION+ Visa cardholder, you can redeem your Avion points at the rate of 172 Avion points = $1 CAD towards rail travel. Apply by October 31, 2023 . RBC Visa Credit Cards Review. RBC ION Visa Card. A money service business (MSB), it saves you money on each. 99% if you reside in Quebec) on cash advances and balance transfers Credit Rating: Good. daily public transit and rideshares), Gas & EV Charging; Streaming, Digital Gaming & SubscriptionsTD Cash Back Visa Infinite Card. No annual fee. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. Start Application Online. RBC ION Visa product rating: 3. Compare This Card. Apply. RBC ION+ Visa. No annual fee. . Compare. Get 6,000 Avion points on approval with the RBC ION Visa. Plus, get a 0. Avion RewardsCredit Cards. 25 points per $1 spent. AimFinance review: Get a personal loan in 24-48 hours. Issuing an additional card is free of charge. RBC cardholders, get exclusive offers. You can also apply for one of two new RBC credit cards, the RBC ION Visa or the RBC ION+ Visa. For example, if you have the RBC ION Visa or RBC ION+ Visa card you are an Avion Premium member which makes your travel redemption rate is 172 points to $1. Features and Benefits. Get a 0. Then stick with the classic Scotiabank Scene+ Visa Card. As far as I can tell, the Cash Back. Business banking clients will receive 5% cash back on the first $3,000 of their total spend (a value of $150). , Royal Trust Company or The. Grocery—Satisfy your taste buds while earning points on groceries. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Earn 1. S. 99% as of May 1, 2023) on purchases, 22. Apply Now. 99% on purchases and 22. Unlimited debit transactions in Canada. ^ Earn 1. 5 points per $1 spent . The RBC RateAdvantage Visa has a simple value proposition: it lets you save money on interest rates and fees Purchase interest rates for this card are Prime + 4. Find out if the RBC Visa Classic Low Rate Option is right for you. Low fees – pay 0. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. 99%. $0 annual fee for the first year ($150 thereafter) Min. FOREX FEES Yes. The card is good for people in the following situations: You don’t have a high income – No minimum personal income requirement is needed for this card. 99% interest rate on purchases and 22. Annual fee: $139. , RBC Direct Investing Inc. Annual fee: $0. ^. PDF Form: French. 1 - 5 of 5. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Apply by November 30, 2022 ^ The ION Visa is a no annual fee card while the ION+ moves to a monthly subscription model with a fee of $4 per month ($48. Contact Us. RBC ION Visa. Interest rates: 20. 20. Personal / Credit Cards / Cardholders / Manage My Card. 0. ^. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Email. 155 Wellington Street West, 17th Floor Toronto, ON, M5V 3K7 RBC Credit Card Payments (Except US Visa Gold) RBC Royal Bank P. Benefits of the RBC ION Visa Card RBC provides over 100 options for gift card rewards and ION+ cardholders can redeem for them at a rate of 140 points towards $1. 1. 5% on groceries, gas and prescriptions, and 0. Call 1-800-565-3129. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. Read review. . RBC Ion Visa with a "Special Offer" of 3,500 points upon approval; earn 1. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Apply by December 6, 2023. Travel: RBC Avion Visa Infinite. Fees of this are: (i) one-time fee of up to 3% of the total purchase amount converted to an Installment Plan, charged within 3 business days from the date of conversion, orMy RBC ION+Visa review up to this point has concentrated on the earn rate and perks. 5x Avion points for $1 spent on ; Grocery; Rides (incl. All first-time FirstReport customers can take advantage of a free 30 day trial today. Review the terms and conditions of the credit card carefully before. Estimated Credit Score: 660 - 724. Annual Fee: $120 ($50/Additional Card) Interest Rate: 19. The ION/ION+ doesn't earn the same type of rewards as Avion cards. 20. recommended credit score: 660. Annual fee: $0; Interest rate: 19. With a lower annual fee and better returns, the. Open In-branch. Apply by November 27, 2023. FirstReport TM runs on technology that safeguards more than 500,000 2 Canadians against identity theft and online fraud. 5X Avion points for every $1 spent 1 on:. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. Compare Travel Medical Insurance Plans for RBC Clients 1. With the RBC Avion Visa Infinite Card, you can use 12,000. S. rankings and reviews. For an annual fee of $99, the RBC Cash Back Preferred World Elite Mastercard pairs ‘earn on everything’ cash back with a number of notable benefits. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. A travel medical insurance plan offers you unlimited coverage for eligible emergency medical expenses 2 and 24/7 emergency medical assistance. RBC ION Visa. Cashback: RBC Cash Back Preferred World Elite Mastercard. 14%. 99%. The big thing is there is no annual fee. The RBC ION Visa credit card is designed to offer a wide range of rewards and benefits that appeal to a variety of consumers. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. Product switches do not incur a new credit check because you're keeping the same line, and RBC is actually the best big bank in making this easy for you - just go to your card in online banking and look for. ADVISOR. S. 00. The RBC Avion Visa Infinite card earns 1. The RBC Ion program isn't a great program. To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. Newcomers to Canada can apply for a car loan with no credit history through RBC. $39. Special Offer. RBC Cash Back Mastercard. 31, 2024 1 when you load the offer and shop. Welcome Offer N/A. including any editorials or reviews that may appear on this site. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. bank account and credit card balances. NET VALUE $925+ ANNUAL FEE $120. AdChoices; Promotions; Royal Bank. We’re here to protect more than just your finances. Scotiabank Scene+ Visa vs. , RBC Global Asset Management Inc. 99%; Cashback Rate: 1. Refer to RBC page for up-to-date offer terms and conditions. 99% / 22. It has no annual fees, and the Avion points you earn are easy to redeem. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. RBC ION Visa. We’ve joined up with DoorDash to bring eligible RBC credit cardholders this tasty treat: a complimentary DashPass 1 subscription for up to 12 months * – a value of almost $120! 2 With DashPass, you’ll enjoy unlimited deliveries from qualifying restaurants near you with $0 delivery fees on orders of $15 or more when you pay with your. That redemption rate provides a 0. . 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 5 points per $1 spent . 15,000 Avion points for a round-trip ticket, with a maximum base fare of $350. Dollar Visa Gold Card, and several others; You can qualify for up to a $15,000 credit limit. RBC ION+ Visa. Although you earn Avion points with this card, since this is a lower tier RBC…. S. RBC Visa Classic Low Rate Option RBC ION™ Visa. Earn points faster with everyday purchases like gas and travel using select cards 1. 71 cents per point value and if we multiply that by the 1x to 3x points earn rates you are looking at a rate of return of 0. RBC ION Visa. , RBC Global Asset Management Inc. Here are the details on each of the cards: RBC ION+ Visa. 99% $0 Min. Sign In. Annual Fee: $0; Purchase Rate: 20. BalanceProtector Max insurance for Your RBC credit card balance. 5X Avion points for every $1 spent 1 on:. recommended credit score: 660. Limited time offer. Link your cards and get more at Petro-Canada: Instantly save 3¢/L on fuel 2 and earn 20% more Petro-Points 3. Get 6,000 Avion points on approval with the RBC ION Visa. Rewards: Earn 3% cash back on high-spend categories. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Rewards, savings, and more with a student bank account. Earning Avion Points. Welcome Offer N/A. So, say your device cost $500 and you make a claim 6 months later. As a welcome bonus for new cardmembers, you can earn 3,500 Avion Premium points upon approval, † with no minimum spending requirement. 1; No annual fee; View Card Details. No minimum balance required. Search RBC. BONUS 55,000 Avion. Get a Quote. With the RBC Visa Classic Low Rate Option, you’ll pay a standard lower rate on both purchases and cash advances. Min. RBC RateAdvantage Visa review. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. , RBC Global Asset Management Inc. RBC ION Visa. It pays up to 2% cash back on groceries (maximum $6,000 spend) and 0. RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one. 5 points per $1 spent on groceries, rides, gas, streaming, etc. Sign Up Online or Call 1-855-826-5328. ^ Limited time offer. Pay U. Compare credit cards with RBC Royal Bank's easy-to-use comparison tool. Then, you remove the deductible from this number:RBC ION Visa. See all rates & rewards, ask questions, compare to other cards or apply online. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Complete offer eligibility criteria by March 29, 2024. In this review, we will discuss the card’s earning potential, four significant benefits, two drawbacks, and additional relevant information. National Bank. bills and review your transaction history. Depending on how certain merchants are categorized by Visa’s “Merchant. RBC Avion. View all. Eligible Credit Cards. This card is a game-changer, offering a fantastic 1. Rexall: For every $1 spent on eligible purchases at Rexall, you can earn 50 Be Well points. For RBC ION Visa Card To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. No annual fee; Earn 1. Apply Now View Card Details. 3. 99% $0 Min. With this no-annual-fee RBC credit card, you can earn 1. por Arya Arruda; 21/09/2023RBC ION Visa: 6,000 bonus points : Best student credit card for AIR MILES collectors:. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION Visa, are not. 1. Rewards Summary Box. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. Issuing an additional card is free of charge. The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. RBC cardholders, get exclusive offers. Sign in to Online Banking. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. 8M people since launch. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. Call 1-800-565-3129. The earn rate is decent, the reward categories are pretty cool, and not having any income requirements is a sweet bonus that opens it up to even more users. $399. 5 Avion points per dollar for : Grocery; Rides, Gas & EV Charging1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. 20. ^According to creditcardgenius. Simple and affordable protection to help ease the burden of outstanding balances of up to $25,000 on your RBC Royal Bank credit card, should the unexpected happen. 5 points per $1 spent . Best business RBC credit card: RBC Avion Visa Infinite Business: 25,000 bonus points Best cash back RBC credit card: RBC Cash Back Preferred World Elite Mastercard: None: Best no annual fee RBC credit card: RBC ION Visa: 6,000 bonus points : Best low fee RBC credit card: WestJet RBC Mastercard: 100 WestJet Dollars RBC ION+ Visa – RBC’s best Rewards Credit Card for Groceries, Dining, Gas and more. Apply by December 6, 2023 ^ Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19. $19. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. Additional cardholder(s), as well as existing cardholders of any RBC credit cards. 99% on purchases and 22. Earn 1 RBC Rewards point for every $2 spent on all other purchases 1. AdChoices. 99% interest. RBC Day-to-Day Banking: this product provides Interac e-transfers for free and 12 free debits every month for a small monthly fee. RBC ION Visa. The WestJet RBC Mastercard unlocks savings at a few different brands. While you won’t be able to pay your credit card bill, you can see your transactions and account information 24/7, for no additional charge. The RBC cashback card was my first card. BMO, for example, offers 2 instant approval student credit cards, the BMO CashBack Mastercard for Students, and the BMO AIR MILES Mastercard for Students. 3,500 points. RBC ION Visa. If you aren't planning on traveling any time soon and just want to rack up points and then switch back over to the Avion card, you can do that. 99% for the RBC Avion Visa Infinite Business card and only has an annual fee of $79. RBC InvestEase. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. RBC Avion Visa Infinite Privilege Card; Annual fee: $120: $120: $399:. There are no blackout dates or advance booking restrictions, even during peak periods. For complete details of the insurance coverages included with the RBC ION+ Visa card, please review the Certificate of Insurance in its entirety found on theentire balance of the insured item must be paid using your RBC credit card in order for it to be covered. Additional cardholder(s), as well as existing cardholders of any. No annual fee; Earn 1. The process of applying for a credit card is relatively simple, with the option to apply online, call a customer representative or head. 99% interest rate on cash advances and balance transfers for the first 10 months. 5x Avion points per $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming, and EV charging; 1 Avion point for every $1 spent on all other purchases. RBC ION+ Visa: 7,000 Avion: $85: Apply: RBC ION Visa: 3,500 Avion: $67: Apply:Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Read our full review of these 2. Updated. , RBC Direct Investing Inc. By Claire Horwood Updated Oct 19, 2023 Fact checked Go to site 7,000 points Rewards 3 points per $1 spent Annual Fee $48 Purchase Interest Rate 20. Welcome Offer 80,000 points. Up to 55,000 Avion Points — 35,000 upon approval and 20,000 when you spend $5,000 in your first 6 months. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. Cash Advance: $5. Upon enrolment, 12,000 (“welcome points”) Avion points will appear within the first two monthly statements. 20. RBC ION Visa. 3,500 points. 33% when you redeem 15,000 points for a. 5 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, and digital gaming, and 1 Avion point for every $1 spent on. 20. To be eligible for this offer your application for the RBC ION Visa credit card must be approved by us. Apply by December 6, 2023. RBC ION+ Visa. The most expensive on our list is the RBC British Airways Visa Infinite Card at $165 — pretty normal for a premium card with travel rewards that typically have annual fees from $119 or higher. For an extra $10 a month, card’s. Get 3,500 Avion points and get a 0. These are cards that you load with funds and use until the loaded money runs out. bills and review your transaction history. 99% on cash advances. Annual Fee. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. Like the RBC Rewards+ Visa, this card is one of RBC’s entry-level credit cards. RBC ION Visa. S. $0. Annual fee: $139. No annual fee; Earn 1. Reviewed By: Jon Macleod Updated on Sep 20, 2022 The RBC ION+ Visa is a low annual fee credit card – one of 2 new credit cards coming from one of the most trusted names in Canadian finance. 99%The RBC ION Visa helps you earn rewards on the important purchases you make in your everyday life such as groceries, rideshares, daily transit, digital gaming, streaming and subscriptions. recommended credit score: 750. With the RBC ION+ Visa card, you can earn 12,000 Avion points as a welcome bonus as soon as the card is approved. It has been provided to help you decide if these coverages meet your needs. For ages 13+. 5 Avion points per dollar for :. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. Feb 5, 2021. By Sam Bourgi. Apply by December 6th, 2023. , protect your family and your vehicle with RBC Road Assist and hit the road with confidence. 50% to 1% cash back on other purchases. 99%. ago. In the My Services box, select View Your Credit Score. Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). 5 points per $1 spent . The RBC ION Visa caters to credit card users that enjoy spending time online or using ride share and food delivery apps regularly. Earn 1. If you have an RBC ® VIP Banking Account, you’ll be able to get a fee waiver on one of RBC ® ‘s premium credit cards, including this one. 99%. RBC ION Visa. Grocery—Satisfy your taste buds while earning points on groceries. RBC ION Visa: $399 35,000 welcome Avion points on approval 1. 99% on cash advances and balance transfers | Credit. RBC ION Visa. another $100 to a charity of your choice.